.article-page{background:repeating-linear-gradient(170deg,#fff 0,#fff 380px,#eaf8fc 470px,#fff 500px);color:#09245b}.article-page .header{height:90px;border:0;background:linear-gradient(110deg,#fff,#f0faff)}.article-page .header .brand-logo{mix-blend-mode:multiply}.article-page .container{width:min(1280px,calc(100% - 100px))}.ar-breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;font-size:.72rem;color:#4b586d;padding:4px 0 12px}.ar-breadcrumb a{color:#082a5a}.ar-hero{position:relative;isolation:isolate;overflow:hidden;padding-bottom:55px;background:linear-gradient(140deg,#fff,#f1fbff)}.ar-hero-grid{display:grid;grid-template-columns:1fr 1.12fr;align-items:center;min-height:300px}.ar-hero h1{font-size:clamp(2.4rem,3.7vw,4rem);line-height:1.05;position:relative;z-index:2;margin-right:-35px;background:linear-gradient(90deg,#fff 85%,transparent);padding:22px 0}.ar-hero h1 span{color:#0b70aa}.ar-hero img{width:100%;height:330px;border-radius:25px 25px 0 0;object-position:60% center}.ar-wave{position:absolute;bottom:-1px;left:-2%;width:104%;height:95px;pointer-events:none;z-index:2}.ar-wave svg{display:block;width:100%;height:100%}.ar-meta{display:flex;align-items:center;gap:12px;font-size:.8rem;color:#536078;margin-top:-7px;position:relative;z-index:3;margin-bottom:18px}.ar-meta svg{width:19px;height:19px;color:#153467}.ar-meta-separator{margin:0 8px;color:#668ca8}.ar-layout{display:grid;grid-template-columns:minmax(0,1fr);gap:34px;align-items:start}.ar-copy p{font-size:1.05rem;line-height:1.4;color:#586174}.ar-copy section{margin-top:23px;scroll-margin-top:28px}.ar-copy h2{font-size:clamp(1.8rem,2.65vw,2.8rem);line-height:1.12;margin:0 0 8px}.ar-cta{width:min(1380px,calc(100% - 60px));margin:20px auto 16px;position:relative;isolation:isolate;min-height:205px;display:flex;align-items:center;gap:35px;padding:26px 65px 35px;border-radius:28px;overflow:hidden;background:#033b67}.ar-cta>img{position:absolute;inset:0;width:100%;height:100%;z-index:-3;object-position:75% center}.ar-cta:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#00325cf5,#00365cd9 43%,#004d6d33 73%,transparent);z-index:-2}.ar-cta-copy{max-width:520px}.ar-cta .eyebrow{color:white;font-size:.68rem;margin-bottom:7px;letter-spacing:.18em}.ar-cta h2{font-size:2.3rem;color:white;line-height:1.03;margin-bottom:10px}.ar-cta p{color:white;font-size:.88rem;line-height:1.4}.ar-cta .button{background:#fff;color:#08245b;flex-shrink:0;position:relative;z-index:3;padding:13px 25px}.ar-cta .ar-wave{height:42px;opacity:.6}.ar-faq,.ar-related{padding-block:10px;scroll-margin-top:24px}.ar-section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:25px;margin-bottom:10px}.ar-section-heading .eyebrow{font-size:.65rem;margin-bottom:3px;color:#09245b}.ar-section-heading h2{font-size:2rem}.ar-section-heading>p{font-size:.75rem;padding-bottom:5px}.ar-section-heading>a{font-size:.8rem;display:flex;align-items:center;gap:12px;white-space:nowrap}.ar-section-heading>a svg{width:16px;height:16px}.ar-faq-grid{display:grid;grid-template-columns:1fr 1fr;grid-template-rows:repeat(3,auto);grid-auto-flow:column;gap:6px 28px}.ar-faq-question{border:1px solid #d4e5ee;border-radius:14px;padding:9px 16px;display:flex;gap:15px;align-items:center;justify-content:space-between;background:#ffffffb0}.ar-faq-question h3{font-size:1rem;line-height:1.25}.ar-faq-question>span{color:#087db7;font-size:1.3rem;line-height:1}.ar-related{padding-bottom:28px}.ar-related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.ar-related-grid article{border:1px solid #d4e5ed;border-radius:7px;overflow:hidden;background:#ffffffd9;transition:transform .25s,box-shadow .25s}.ar-related-grid img{width:100%;height:115px;object-fit:cover}.ar-related-grid article>div{padding:9px 15px}.ar-related-grid time{font-size:.66rem;color:#52617a}.ar-related-grid h3{font-size:1.35rem;line-height:1.04;margin:3px 0 7px}.ar-related-grid a{display:flex;align-items:center;gap:10px;font-size:.78rem;color:#086aa3}.ar-related-grid a svg{width:15px;height:15px}.ar-footer{background:radial-gradient(ellipse at 85% 140%,#005a91,transparent 68%),linear-gradient(150deg,#073967,#001932);padding:38px 0 28px;position:relative}.ar-footer .footer-grid{grid-template-columns:2.2fr 1fr 1fr 1fr 1.5fr;gap:30px}.ar-footer p,.ar-footer a,.ar-footer button{font-size:.75rem;line-height:1.5}.ar-footer h3{font-family:var(--font);font-size:.8rem}.ar-footer .brand span{font-size:2.7rem}.ar-footer .brand small{font-size:.4rem}.ar-footer .footer-grid>p{align-self:center}.article-page .article-quick-links{border-top:1px solid #ffffff22;margin-top:20px}@media(hover:hover) and (pointer:fine){.ar-related-grid article:hover{transform:translateY(-4px);box-shadow:0 12px 28px #07365b15}}@media(max-width:1050px){.ar-layout{grid-template-columns:minmax(0,1fr);gap:25px}.article-page .container{width:calc(100% - 60px)}.ar-hero h1{font-size:2.8rem}.ar-cta{padding-inline:35px}.ar-footer .footer-grid{grid-template-columns:2fr 1fr 1fr}.ar-footer .footer-grid>p{grid-column:2/4}}@media(max-width:760px){.ar-hero-grid{grid-template-columns:1fr}.ar-hero h1{font-size:2.8rem;margin:0;padding:18px 0}.ar-hero h1 br{display:none}.ar-hero img{height:260px}.ar-layout{grid-template-columns:1fr}.ar-copy p{font-size:1rem}.ar-cta{flex-direction:column;align-items:flex-start;gap:17px;padding:30px 25px 45px}.ar-cta h2{font-size:2.1rem}.ar-cta:after{background:linear-gradient(90deg,#00325cf5,#00365cba)}.ar-section-heading{align-items:flex-start;flex-direction:column;gap:8px}.ar-faq-grid{grid-template-columns:1fr;grid-auto-flow:row;grid-template-rows:none}.ar-related-grid{grid-template-columns:1fr}.ar-related-grid img{height:190px}.ar-footer .footer-grid{grid-template-columns:1fr 1fr}.ar-footer .footer-grid>div:first-child{grid-column:1/-1}.ar-footer .footer-grid>p{grid-column:auto}.ar-meta{flex-wrap:wrap;font-size:.75rem}.ar-breadcrumb{font-size:.65rem}.ar-section-heading h2{font-size:1.8rem}}@media(max-width:420px){.article-page .container{width:calc(100% - 36px)}.ar-hero h1{font-size:2.4rem}.ar-cta{width:calc(100% - 24px)}.ar-copy h2{font-size:1.8rem}}@media(prefers-reduced-motion:reduce){.article-page *{transition:none!important;scroll-behavior:auto!important}}

/* Article hero: one continuous image-and-wave composition. */
.article-page .ar-hero{min-height:455px;padding:0 0 108px;background:#fff;overflow:hidden;isolation:isolate}
.article-page .ar-hero>.container{position:relative;z-index:1}
.article-page .ar-breadcrumb{position:relative;z-index:4;padding-top:8px;padding-bottom:20px;max-width:100%;min-height:42px}
.article-page .ar-hero-grid{display:block;min-height:292px;padding:40px 0 30px;position:static}
.article-page .ar-hero h1{position:relative;z-index:3;width:56%;max-width:700px;margin:0;padding:0;background:none;font-size:clamp(2.6rem,3.55vw,3.85rem);line-height:1.055;text-wrap:balance}
.article-page .ar-hero-grid>img{position:absolute;z-index:0;top:35px;left:37%;width:calc(63% + 50px);max-width:none;height:calc(100% + 100px);border-radius:0;object-fit:cover;object-position:58% 48%;-webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 26%,#000 100%);mask-image:linear-gradient(90deg,transparent 0%,#000 26%,#000 100%)}
.article-page .ar-hero:after{content:"";position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(90deg,white 0%,#fffffff5 27%,#ffffffb5 40%,#ffffff18 57%,transparent 67%)}
.article-page .ar-hero h1,.article-page .ar-breadcrumb{isolation:isolate}
.article-page .ar-hero>.container{z-index:3}
.article-page .ar-hero:after{z-index:0}
.article-page .ar-wave-blended{height:150px;left:-3%;width:106%;bottom:-3px;z-index:5;overflow:hidden}
.article-page .ar-wave-drift{transform-origin:50% 100%;animation:article-wave-flow 10s ease-in-out infinite alternate}
.article-page .ar-meta{margin-top:0;padding-top:3px;margin-bottom:20px;background:white}
@keyframes article-wave-flow{from{transform:translateX(-.5%) scaleY(1)}to{transform:translateX(.5%) scaleY(.95)}}
@media(min-width:1500px){.article-page .ar-hero-grid>img{width:calc(63% + (100vw - 1280px)/2);height:calc(100% + 115px)}}
@media(max-width:1050px){.article-page .ar-hero h1{width:57%;font-size:clamp(2.4rem,4.1vw,3.4rem)}.article-page .ar-hero-grid>img{left:35%;width:calc(65% + 30px);object-position:63% center}.article-page .ar-hero{min-height:420px;padding-bottom:90px}.article-page .ar-hero-grid{min-height:280px;padding-top:35px}.article-page .ar-wave-blended{height:130px}}
@media(max-width:760px){.article-page .ar-hero{min-height:650px;padding-bottom:300px}.article-page .ar-hero-grid{min-height:0;padding:15px 0 25px}.article-page .ar-hero h1{width:100%;max-width:650px;font-size:clamp(2.4rem,6.2vw,3.1rem)}.article-page .ar-hero-grid>img{top:205px;left:-30px;width:calc(100% + 60px);height:410px;object-position:58% 55%;-webkit-mask-image:linear-gradient(180deg,transparent,#000 32%,#000);mask-image:linear-gradient(180deg,transparent,#000 32%,#000)}.article-page .ar-hero:after{display:none}.article-page .ar-wave-blended{height:105px}.article-page .ar-meta{padding-top:0}}
@media(max-width:420px){.article-page .ar-hero{min-height:660px}.article-page .ar-hero-grid>img{left:-18px;width:calc(100% + 36px);top:255px;height:375px}.article-page .ar-hero h1{font-size:2.4rem}.article-page .ar-wave-blended{height:95px}}
@media(prefers-reduced-motion:reduce){.article-page .ar-wave-drift{animation:none}}

.ar-copy{min-width:0;width:100%;max-width:975px;margin-inline:auto}

/* Updated article navigation and accessible FAQ answers. */
.article-page .ar-layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:44px}.ar-faq-item{border:1px solid #cce3ef;border-radius:14px;align-self:start;background:#fff;overflow:hidden}.ar-faq-item summary{list-style:none;cursor:pointer;padding:12px 16px;display:flex;justify-content:space-between;gap:18px;font-family:'AQVA Q','Cormorant Garamond',serif;font-size:1.1rem;color:#07365b}.ar-faq-item summary::-webkit-details-marker{display:none}.ar-faq-item summary:after{content:'+';color:#078bc2}.ar-faq-item[open] summary:after{content:'−'}.ar-faq-item p{padding:0 16px 16px;font-size:.9rem;line-height:1.75}.ar-faq-item summary:focus-visible{outline:2px solid #087bab;outline-offset:-3px}.ar-copy h3{font-family:'AQVA Q','Cormorant Garamond',serif;font-size:1.6rem;margin-top:24px}.ar-copy .eyebrow{margin-bottom:8px}@media(max-width:800px){.article-page .ar-layout{grid-template-columns:1fr;gap:24px}.article-page .ar-sidebar{position:static;display:block}}